Blog
How Retirees Can Better Build Up Their Fixed-Income Strategy
Based on your financial status and retirement goals, a fixed-income investment strategy could ideally diversify your portfolio and provide a steady income stream.
Should You Really Wait Until 70 to Collect Social Security?
Deciding when to collect Social Security is different for everyone. Experts will tell you to delay for as long as possible, but is that right for you?
You Just Turned 65. Here are 5 Unique Tax Moves
Learn how older adults can make the most of their retirement and tax planning. From understanding available tax credits and required minimum distributions to deducting medical expenses, managing Social Security taxes, and leveraging spousal IRAs, this guide provides actionable strategies to maximize savings and plan effectively for a secure retirement.
If the Market Goes Down, Can You Still Retire on Time?
Market volatility can be unsettling, especially as you approach retirement, but you don’t have to lose sleep over it. With the right strategy—like maintaining a cash reserve and staying focused on long-term goals—you can stay on track to retire on time, no matter what the market does.
Are You Taking Advantage of Catch-Up Contributions? SECURE Act 2.0 Changes You Need To Know
The Secure Act 2.0 is making changes that are critical for any investor over 50, and high earners, to be aware of.
How to Pay Fewer Taxes on Your 401k Withdrawals in Retirement
When you retire, paying fewer taxes on your 401k withdrawals can help you maximize your savings. By planning and using strategies like Roth conversions, early withdrawals, and charitable giving, you can reduce the tax impact. Explore five ways to minimize taxes on your 401k withdrawals and enjoy more financial freedom in retirement.
Why You Shouldn’t Make Financial Resolutions (and What to Do Instead)
Financial resolutions often fail because they lack purpose and clear steps. Discover how aligning short-term and long-term financial goals with your personal values can improve retirement planning and overall financial success.
How Much Debt is Too Much Heading into Retirement?
As more retirees face debt, it's essential to create a proactive debt management strategy before retiring. Learn how to evaluate your debt, prioritize high-interest balances, and make a plan that fits your lifestyle and financial goals.
Planning to Retire Next Year? 5 Things You Won’t Want To Miss
Are you planning to retire next year? Before you do, make sure you cover all your bases. From deciding when to claim Social Security to creating a retirement budget, there are several key steps to take.