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College Funding the Smart Way: Avoid Debt with These Strategies
Rising tuition costs make college planning more important than ever. Explore practical strategies, from school choice and savings plans to scholarships and part-time work, that can help your family fund higher education without overwhelming debt.
Your DI Field Guide: A Beginner’s Guide to Disability Insurance
Most people skip over disability insurance, thinking it’s unnecessary or confusing. The truth is, losing your ability to work is more common, and more financially devastating, than you might think. This article breaks down what it is, how it works, and why it matters.
Transition to Retirement: How to Prepare for Life After Work
Retirement is not just the end of a career; it is the start of a new chapter. Whether you feel excited, uncertain, or both, this guide will help you prepare for life after work. Learn how to check your financial readiness, define your purpose, protect your health, and stay connected so you can replace your paycheck, stay energized, and enjoy the freedom you have earned.
Driving Financial Success: A Smart Way to Buy Your Next Car
Car buying can be an emotional and expensive decision. This guide shows you how to avoid common mistakes, understand depreciation, and buy a quality used car without draining your finances. Learn why paying in cash, planning ahead, and knowing your budget can help you make a smarter, more strategic purchase.
How Teachers Can Make the Most of Their Pension
If you're a teacher with a pension, it can be a powerful part of your retirement, but it's not the whole story. From understanding your benefit formula and healthcare options to supplementing with savings and navigating new Social Security rules, smart planning is key. Learn how to make the most of your pension and retire with confidence.
How the 2025 OB3 Tax Bill Affects Retirees, Families, and Small Business Owners
The 2025 tax bill just became law, and it’s packed with changes. From retirement account strategies to small business deductions and new income tax rules, your 2025 plan may need a serious rethink. We break down what stays the same, what’s changing, and what you should be doing next.
Making a Smart Career Transition
Thinking about shifting into a new kind of work? This article walks through how to approach a career transition with purpose by aligning your priorities, exploring possibilities, and preparing for the next step.
Financial Strategies for Dads: Securing Your Family’s Future
Being a dad comes with financial responsibilities that impact your entire family’s future. Learn simple, actionable strategies to build financial security, teach your kids smart money habits, and plan with confidence.
How Much Tax Is Owed on the Gift to My Kids?
Wondering if your kids will owe taxes on a gift you give them? The short answer is no, and in most cases, you won’t either. This article breaks down how gift tax rules work and why most families can give freely without owing anything.