Blog
Creating a Holiday Spending Plan that Doesn’t Derail Your Retirement Savings Goals
Holiday spending doesn’t have to derail your retirement savings. You can avoid typical pitfalls by returning to your values and goals. By focusing on what truly matters, setting clear financial objectives, and communicating honestly with loved ones, you can enjoy the holiday season without sacrificing your long-term financial security. The Dala Group would love to partner with you on your journey!
5 Engaging Winter Family Activities in the Chicago Area Without Breaking the Bank
Discover five fun and budget-friendly winter activities for families in the Chicago area. Our article offers engaging ideas to help you make the most of the season without overspending.
Rethinking Large Purchase Decisions
It’s easy to get caught up in the excitement of big purchases, whether it’s a new car or your dream home. But if these purchases eat up too much of your budget, they can keep you from reaching long-term goals like debt freedom or saving for college.
Budget For Extended Travel in Retirement
When traveling in retirement, one of the key matters to consider is budgeting to make it happen.
Student Debt Relief: What You Need To Know
The Biden Administration's student debt relief program provides financial assistance to borrowers based on their income and Pell Grant status. The process to apply is simple and can be completed online. Be sure to review the eligibility criteria and deadlines to take full advantage of this opportunity for debt relief.
Student Loan Forgiveness: What You Need To Know
President Joe Biden announced on Wednesday, August 24, 2022, that a student loan forgiveness plan would go into action this year for federal loan borrowers.
Revisiting the RMD
Wondering how Required Minimum Distributions (RMDs) affect your retirement planning? Our article explains RMD calculations, key deadlines, and changes from the SECURE Act and CARES Act. Discover how these rules impact your withdrawals, taxes, and options like Qualified Charitable Distributions (QCDs).