There’s nothing like the peace of mind knowing the money for upcoming expenses is already set aside. While an emergency fund covers unexpected events, a sinking fund helps you plan for those you can foresee—like taxes, insurance, and holiday gifts. It's a simple way to manage recurring expenses without stress.

Deciding whether to rent or buy a home is one of the biggest financial choices you’ll make. Renting offers flexibility and fewer maintenance responsibilities, while homeownership builds equity and long-term financial stability. But which option is right for you?

Your financial future isn’t just about numbers—it’s about mindset. Behavioral finance, the study of how attitudes and biases shape financial decisions, is changing the game. Uncover 12 common money biases in this article and gain actionable tips to overcome them.

The Illinois First Steps Program provides a one-time $50 contribution to help start a 529 College Savings Plan for children living in Illinois. While small, it’s designed to encourage families to begin saving early, and regular contributions over time can grow into a significant college fund.

Millions of Americans carry student loan debt, and navigating repayment or relief programs can feel overwhelming. Federal programs exist to reduce debt for borrowers based on income and loan type. Understanding your options and taking proactive steps can make a real difference.