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Your DI Field Guide: A Beginner’s Guide to Disability Insurance
Most people skip over disability insurance, thinking it’s unnecessary or confusing. The truth is, losing your ability to work is more common, and more financially devastating, than you might think. This article breaks down what it is, how it works, and why it matters.
How Teachers Can Make the Most of Their Pension
If you're a teacher with a pension, it can be a powerful part of your retirement, but it's not the whole story. From understanding your benefit formula and healthcare options to supplementing with savings and navigating new Social Security rules, smart planning is key. Learn how to make the most of your pension and retire with confidence.
How the 2025 OB3 Tax Bill Affects Retirees, Families, and Small Business Owners
The 2025 tax bill just became law, and it’s packed with changes. From retirement account strategies to small business deductions and new income tax rules, your 2025 plan may need a serious rethink. We break down what stays the same, what’s changing, and what you should be doing next.
The RMD: Everything You Need to Know….Nearly
RMDs (Required Minimum Distributions) are the minimum amounts you must withdraw from tax-advantaged retirement accounts once you reach a certain age. While they may sound complicated, understanding how RMDs work is key to avoiding penalties and making smarter financial decisions for your future.
Clients Ask These 3 Benefit Questions
Employer benefits are a vital part of your compensation, potentially worth thousands each year. Our comprehensive guide answers common questions about navigating benefit choices, selecting health plans, and understanding insurance options after leaving a job, plus reveals a crucial question you might be overlooking.
A Reasonable & Wise Withdrawal Strategy
Retirement planning isn’t just about saving. A thoughtful withdrawal strategy helps you cover expenses, manage taxes, and protect your investments from market downturns while optimizing your long-term financial security.
How to Pay Fewer Taxes on Your 401k Withdrawals in Retirement
When you retire, paying fewer taxes on your 401k withdrawals can help you maximize your savings. By planning and using strategies like Roth conversions, early withdrawals, and charitable giving, you can reduce the tax impact. Explore five ways to minimize taxes on your 401k withdrawals and enjoy more financial freedom in retirement.
Will I Receive a Stimulus Check?
Wondering if you'll receive a stimulus check? Our article clarifies the eligibility criteria and provides insights into potential future payments to help you stay informed.
How to Make the Most of Your Social Security Statement
Many individuals do not review their Social Security benefit statements on an annual basis. Your Social Security benefit statement is one of the most important documents to review during your working years and as you prepare for retirement.