Planning for retirement is about more than saving money. It is about having the freedom to live the life you want. Starting early gives you more options, but it is never too late to make intentional choices that secure a fulfilling, work-optional future.

Retirement planning is full of myths that can steer your savings off track. By challenging common assumptions about spending, Social Security, market risks, and healthcare costs, you can create a plan that truly supports your lifestyle and long-term goals.