To counteract inflation's effects the Social Security Administration increases payments with an annual Cost of Living Adjustment (COLA). How does it affect you?

Retirement planning is full of myths that can steer your savings off track. By challenging common assumptions about spending, Social Security, market risks, and healthcare costs, you can create a plan that truly supports your lifestyle and long-term goals.

Retirees need to consider their medical coverage before jet-setting on their next adventure, especially abroad.

When I got my first job in high school, I looked at my paycheck and was astonished at how much money was taken out for taxes. The federal taxes were not surprising, nor were the state taxes.

Understanding required minimum distributions for spousal and non-spousal beneficiaries is essential for minimizing taxes and preserving retirement savings. This article explains your options, including inherited IRA rules and strategies to help protect your family’s financial future.

Wondering how Required Minimum Distributions (RMDs) affect your retirement planning? Our article explains RMD calculations, key deadlines, and changes from the SECURE Act and CARES Act. Discover how these rules impact your withdrawals, taxes, and options like Qualified Charitable Distributions (QCDs).

Many retirees wonder, “Are Social Security retirement benefits taxable?” This article explains how to determine if you will owe federal or state income tax on your Social Security benefits and shares tax planning strategies to help reduce the amount you may owe in retirement.

Maxing out your 401(k) is a great milestone, but many employees don’t realize their company may offer an additional savings option called a “mega backdoor Roth.” This article explains the one key question to ask HR about after-tax contributions and how this strategy can boost your long-term retirement savings.

Navigating Social Security can be confusing, especially when it comes to spousal or ex-spousal benefits. Did you know you may qualify for benefits even if you never paid into Social Security? This article explains how eligibility works, how benefits are calculated, and strategies for deciding when to claim.