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If the Market Goes Down, Can You Still Retire on Time?
Market volatility can be unsettling, especially as you approach retirement, but you don’t have to lose sleep over it. With the right strategy—like maintaining a cash reserve and staying focused on long-term goals—you can stay on track to retire on time, no matter what the market does.
How 529 Plans are Becoming Even More User-Friendly in 2024 via the SECURE Act 2.0
Worried about retiring on time with a fluctuating market? The key is not trying to time the market but staying focused on your long-term plan. Learn how you can stay on track, no matter what the market does.
Are You Taking Advantage of Catch-Up Contributions? SECURE Act 2.0 Changes You Need To Know
The Secure Act 2.0 is making changes that are critical for any investor over 50, and high earners, to be aware of.
How to Pay Fewer Taxes on Your 401k Withdrawals in Retirement
When you retire, paying fewer taxes on your 401k withdrawals can help you maximize your savings. By planning and using strategies like Roth conversions, early withdrawals, and charitable giving, you can reduce the tax impact. Explore five ways to minimize taxes on your 401k withdrawals and enjoy more financial freedom in retirement.
Why You Shouldn’t Make Financial Resolutions (And What to Do Instead)
At the start of a new year, it’s tempting to set financial resolutions, but they often fall short. Instead of vague resolutions, focus on setting value-driven goals that align with your long-term vision. Learn why defining actionable steps can lead to more meaningful and achievable results.
How Much Debt is Too Much Heading into Retirement?
As more retirees face debt, it's essential to create a proactive debt management strategy before retiring. Learn how to evaluate your debt, prioritize high-interest balances, and make a plan that fits your lifestyle and financial goals.
4 Tax-Savvy Charitable Giving Strategies At Year-End
Make your charitable giving work harder for you. Learn strategies like donating appreciated assets and bunching gifts to boost your impact and reduce taxes.
What The New I Bond Interest Rate Means For This Valuable Inflation-Proof Investment
I Bonds can be a powerful savings tool. They have new inflation-adjusted interest rates, so let’s examine the details and their potential impact.
Planning to Retire Next Year? 5 Things You Won’t Want To Miss
Are you planning to retire next year? Before you do, make sure you cover all your bases. From deciding when to claim Social Security to creating a retirement budget, there are several key steps to take.
Student Loan Relief: What Borrowers Should Know
Millions of Americans carry student loan debt, and navigating repayment or relief programs can feel overwhelming. Federal programs exist to reduce debt for borrowers based on income and loan type. Understanding your options and taking proactive steps can make a real difference.
Important Updates About Next Year’s Social Security Cost of Living Adjustment
To counteract inflation's effects the Social Security Administration increases payments with an annual Cost of Living Adjustment (COLA). How does it affect you?
Maximizing Medicare: Tips for Open Enrollment
Medicare Open Enrollment only comes once a year. Are you sure your plan still fits your needs? Learn how to review your options, compare plans, and make updates that could save you money and improve your coverage.