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Retirement Planning, Investing & Wealth Building Mike Heatwole, CFP®, AWMA® Retirement Planning, Investing & Wealth Building Mike Heatwole, CFP®, AWMA®

If the Market Goes Down, Can You Still Retire on Time?

Market volatility can be unsettling, especially as you approach retirement, but you don’t have to lose sleep over it. With the right strategy—like maintaining a cash reserve and staying focused on long-term goals—you can stay on track to retire on time, no matter what the market does.

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Retirement Planning Mike Heatwole, CFP®, AWMA® Retirement Planning Mike Heatwole, CFP®, AWMA®

How to Pay Fewer Taxes on Your 401k Withdrawals in Retirement 

When you retire, paying fewer taxes on your 401k withdrawals can help you maximize your savings. By planning and using strategies like Roth conversions, early withdrawals, and charitable giving, you can reduce the tax impact. Explore five ways to minimize taxes on your 401k withdrawals and enjoy more financial freedom in retirement.

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Lifestyle & Money, Retirement Planning Mike Heatwole, CFP®, AWMA® Lifestyle & Money, Retirement Planning Mike Heatwole, CFP®, AWMA®

Why You Shouldn’t Make Financial Resolutions (And What to Do Instead)

At the start of a new year, it’s tempting to set financial resolutions, but they often fall short. Instead of vague resolutions, focus on setting value-driven goals that align with your long-term vision. Learn why defining actionable steps can lead to more meaningful and achievable results.

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Budgeting & Financial Foundations, College Planning Mike Heatwole, CFP®, AWMA® Budgeting & Financial Foundations, College Planning Mike Heatwole, CFP®, AWMA®

Student Loan Relief: What Borrowers Should Know

Millions of Americans carry student loan debt, and navigating repayment or relief programs can feel overwhelming. Federal programs exist to reduce debt for borrowers based on income and loan type. Understanding your options and taking proactive steps can make a real difference.

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