Car buying can be an emotional and expensive decision. This guide shows you how to avoid common mistakes, understand depreciation, and buy a quality used car without draining your finances. Learn why paying in cash, planning ahead, and knowing your budget can help you make a smarter, more strategic purchase.

There’s nothing like the peace of mind knowing the money for upcoming expenses is already set aside. While an emergency fund covers unexpected events, a sinking fund helps you plan for those you can foresee—like taxes, insurance, and holiday gifts. It's a simple way to manage recurring expenses without stress.

Holiday spending doesn’t have to derail your retirement savings. You can avoid typical pitfalls by returning to your values and goals. By focusing on what truly matters, setting clear financial objectives, and communicating honestly with loved ones, you can enjoy the holiday season without sacrificing your long-term financial security.

A knee-jerk reaction to spending money on something big can be put in check as you think about the long-term impact of the large purchase and your financial plan.

It’s easy to get caught up in the excitement of big purchases, whether it’s a new car or your dream home. But if these purchases eat up too much of your budget, they can keep you from reaching long-term goals like debt freedom or saving for college.

When traveling in retirement, one of the key matters to consider is budgeting to make it happen.