Navigating Social Security can be confusing, especially when it comes to spousal or ex-spousal benefits. Did you know you may qualify for benefits even if you never paid into Social Security? This article explains how eligibility works, how benefits are calculated, and strategies for deciding when to claim.

Many individuals do not review their Social Security benefit statements on an annual basis. Your Social Security benefit statement is one of the most important documents to review during your working years and as you prepare for retirement.