Long-term care can create major financial and emotional challenges for families. The right insurance policy can help cover costs for at-home care, assisted living, or nursing home services while giving loved ones more time together. Learn more in my guide to long-term care insurance.

Refinancing a mortgage can lower interest costs, reduce monthly payments, eliminate private mortgage insurance, or consolidate high-interest debt. This article explores the main reasons to refinance, potential pitfalls, and how to determine if refinancing fits your long-term financial goals.

The COVID-19 and the CARES Act brought historic market volatility, leaving many investors wondering how these changes impact their retirement and financial plans. This article explains key provisions of the CARES Act, what they mean for individuals, and how to approach investing during uncertain markets.

Curious about Roth IRA conversions? Converting from a traditional IRA to a Roth IRA has become popular, but it’s not straightforward. Considerations include future tax rates, tax-free inheritance, and managing RMDs.

Families saving for education have several account options, each with unique benefits and trade-offs. This article compares 529 plans, Coverdell ESAs, UTMA/UGMA accounts, and brokerage accounts to help you choose the right strategy for your college savings goals.

Preparing financially for a baby involves more than nursery planning , it means reviewing health insurance, budgeting for childcare, updating life insurance and estate plans, and setting up savings for your child’s future. This article provides a financial checklist for new parents to help ensure their growing family is protected and prepared.

Maxing out your 401(k) is a great milestone, but many employees don’t realize their company may offer an additional savings option called a “mega backdoor Roth.” This article explains the one key question to ask HR about after-tax contributions and how this strategy can boost your long-term retirement savings.