Charitable giving can do more than support your favorite causes, it can also provide meaningful tax benefits. Explore strategies like gifting appreciated securities, using Donor Advised Funds, or directing your Required Minimum Distributions to maximize the impact of your generosity.

Determining how much life insurance you need is a critical step in protecting your family’s financial future. From covering debts and income replacement to funding your children’s education, understanding term and permanent life insurance options can help ensure your loved ones are secure no matter what.

Many retirees wonder, “Are Social Security retirement benefits taxable?” This article explains how to determine if you will owe federal or state income tax on your Social Security benefits and shares tax planning strategies to help reduce the amount you may owe in retirement.

Long-term care can create major financial and emotional challenges for families. The right insurance policy can help cover costs for at-home care, assisted living, or nursing home services while giving loved ones more time together. Learn more in my guide to long-term care insurance.

Refinancing a mortgage can lower interest costs, reduce monthly payments, eliminate private mortgage insurance, or consolidate high-interest debt. This article explores the main reasons to refinance, potential pitfalls, and how to determine if refinancing fits your long-term financial goals.

The COVID-19 and the CARES Act brought historic market volatility, leaving many investors wondering how these changes impact their retirement and financial plans. This article explains key provisions of the CARES Act, what they mean for individuals, and how to approach investing during uncertain markets.

Curious about Roth IRA conversions? Converting from a traditional IRA to a Roth IRA has become popular, but it’s not straightforward. Considerations include future tax rates, tax-free inheritance, and managing RMDs.

Families saving for education have several account options, each with unique benefits and trade-offs. This article compares 529 plans, Coverdell ESAs, UTMA/UGMA accounts, and brokerage accounts to help you choose the right strategy for your college savings goals.