Blog
My Plant List and Other Landscape Tips
Looking to refresh your yard this spring? From low-maintenance favorites to plants best used with caution, Michael Hollis, CFP® (and landscape architecture grad) shares practical design tips, mulch advice, and a curated list of trees, shrubs, and perennials for both sun and shade.
Ten Tips for Tax Filing
If you’re a DIY tax filer, you may be just getting started and feeling overwhelmed. Here’s ten tips for tax filing to guide you along the way…
Learning to File & Understand Your Tax Return
Tax season doesn’t have to be overwhelming. Our guide walks you through the Form 1040 step by step, explaining income, deductions, credits, and refunds in clear, easy-to-understand terms. Whether you file on your own or with a professional, understanding your tax return empowers you to take control of your finances.
401k vs. Roth 401k: Which One Is Better?
Wondering whether a traditional 401 (k) or Roth 401 (k) is better for your retirement? Learn the key differences, how taxes impact your future withdrawals, and which option may help you keep more of your hard-earned money.
A Reasonable & Wise Withdrawal Strategy
Retirement planning isn’t just about saving. A thoughtful withdrawal strategy helps you cover expenses, manage taxes, and protect your investments from market downturns while optimizing your long-term financial security.
Taking a Mulligan on a Roth Contribution
Michael Hollis discusses what to know regarding retirement contributions and what you can do when.
Kickstart Your Little One’s College Savings
The Illinois First Steps Program provides a one-time $50 contribution to help start a 529 College Savings Plan for children living in Illinois. While small, it’s designed to encourage families to begin saving early, and regular contributions over time can grow into a significant college fund.
Insurance Policy Checkpoint – How to Ensure You’re Not Under or Over-Insured
Are you paying too much for insurance or not enough? Your home and auto policies may leave gaps or cover things you don’t need. Reviewing property values, vehicle coverage, liability limits, and the need for an umbrella policy can protect your assets and your wallet.
Last Chance Retirement Account Savings
Michael Hollis, CFP®, explains how to maximize contributions to 401(k), 403(b), TSP, and IRA accounts, including catch-up contributions for those 50 and older. Discover actionable steps to adjust your contribution rate, evaluate employer matches, and rebalance your portfolio to ensure your retirement goals stay on track. Small changes today can make a lasting impact on your financial future.