Rolling over a 401(k) doesn’t have to be complicated. In this step-by-step guide, you’ll learn how to transfer your retirement savings into an IRA or new employer’s 401(k), avoid costly mistakes, and gain more control over your investment options.

Roth IRAs are a powerful tool for tax-free growth in retirement, but there’s a key rule you need to know: the five-year waiting period for withdrawing earnings. This article explains how the rule works, how Roth conversions add complexity, and why starting early can maximize your tax-free retirement income.

Looking to refresh your yard this spring? From low-maintenance favorites to plants best used with caution, Michael Hollis, CFP® (and landscape architecture grad) shares practical design tips, mulch advice, and a curated list of trees, shrubs, and perennials for both sun and shade.

If you’re a DIY tax filer, you may be just getting started and feeling overwhelmed. Here’s ten tips for tax filing to guide you along the way…

Tax season doesn’t have to be overwhelming. Our guide walks you through the Form 1040 step by step, explaining income, deductions, credits, and refunds in clear, easy-to-understand terms. Whether you file on your own or with a professional, understanding your tax return empowers you to take control of your finances.

Wondering whether a traditional 401 (k) or Roth 401 (k) is better for your retirement? Learn the key differences, how taxes impact your future withdrawals, and which option may help you keep more of your hard-earned money.

Retirement planning isn’t just about saving. A thoughtful withdrawal strategy helps you cover expenses, manage taxes, and protect your investments from market downturns while optimizing your long-term financial security.

Michael Hollis discusses what to know regarding retirement contributions and what you can do when.

The Illinois First Steps Program provides a one-time $50 contribution to help start a 529 College Savings Plan for children living in Illinois. While small, it’s designed to encourage families to begin saving early, and regular contributions over time can grow into a significant college fund.