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Is Long-Term Care Insurance Right for Your Retirement Plan?

Nearly 45% of people over 65 will require long-term care, with costs averaging over $100,000 per year. Without a plan, these expenses could quickly deplete your savings, making it essential to consider self-funding, government assistance, or long-term care insurance.

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Lifestyle & Money, Budgeting & Financial Foundations Michael Hollis, CFP® Lifestyle & Money, Budgeting & Financial Foundations Michael Hollis, CFP®

Plan Ahead: The Power of Sinking Funds

There’s nothing like the peace of mind knowing the money for upcoming expenses is already set aside. While an emergency fund covers unexpected events, a sinking fund helps you plan for those you can foresee—like taxes, insurance, and holiday gifts. It's a simple way to manage recurring expenses without stress.

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Lifestyle & Money, Budgeting & Financial Foundations Michael Hollis, CFP® Lifestyle & Money, Budgeting & Financial Foundations Michael Hollis, CFP®

Love and Money: Building Strong Relationships Through Financial Unity

Money isn’t just about dollars and cents; it’s a reflection of trust, communication, and shared goals in a relationship. Whether you’re overcoming past financial mistakes, aligning your spending habits, or setting long-term goals, the key is working as a team.

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Investing & Wealth Building Michael Hollis, CFP® Investing & Wealth Building Michael Hollis, CFP®

Evaluating Funds for Your Portfolio: How to Choose Mutual Funds

While selecting the right mutual funds is important, the cornerstone of wealth-building lies in a disciplined, long-term investment approach. By starting early and investing consistently, you harness the power of compound growth, setting the stage for financial success. Diversifying through mutual funds can further enhance your investment strategy, making it more manageable and effective.

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